Make Today Your Day

Are you  looking to do a development project, purchase a commercial property or inject capital into the business - let us help you make today the day you make it happen

     Welcome to F & M Finance

Our aim is make your business goals a reality, our advisors have over 20 years' experience either running businesses, developing and deploying processes, shaping strategy or growing companies to the point of sale - we know ways that help a business reach its full potential and have access to the commercial lending markets that can make it happen.





A quarter of SMEs miss business opportunities due to lack of funding.

Funding Options & Commercial Mortgages


Many of our clients don't just want an advisory firm to tell them what they need; they want them to be proactive in making that advice a reality. We source funding options from the whole market, making use of key relationships with suppliers. Our experience with Equity or Debt based solutions mean we know how to raise you the capital you need, but more than this we know how to structure it so that the money gets things done in the right way for you.



58% of Businesses >3 years old can grow but don't know how.

Strategic Advisory Services

Our Advisory Services allow us to get under the skin of the business - we look for opportunities, give evidence based reports on deal viability and due diligence, report back on market competition, review your brand impact and look for ways to help you make your money. We have the experience to see the pitfalls and work with you to mitigate them as and when possible. Our aim is to give you the tools to make informed decisions on projects and how to take your business forward.



F& M Finance is a trading style of F&M Consulting Services Limited which is authorised and Regulated by  the Financial Conduct Authority we are a broker and not a lender and lenders may pay us a fee when we introduce work to them.

Your property may be repossesed if you do not keep up repayments on a mortgage or any other loan secured against it.

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